Enter your wage, pick your state, and see your gross pay, federal tax, FICA and state tax — plus your real take-home pay per month, paycheck and hour.
Gross pay: hourly wage × hours per week × 52 weeks. Overtime is paid at 1.5× your hourly rate. So $25 an hour = $52,000 a year before taxes (25 × 40 × 52).
Federal income tax (2026): we subtract the 2026 standard deduction ($16,100 single / $32,200 married filing jointly) and apply the official IRS brackets — 10%, 12%, 22%, 24%, 32%, 35% and 37%.
FICA: 7.65% of gross pay (6.2% Social Security + 1.45% Medicare).
State tax: your state's 2026 rate. Nine states charge 0% income tax.
| Rate | Taxable income |
|---|---|
| 10% | $0 – $12,400 |
| 12% | $12,401 – $50,400 |
| 22% | $50,401 – $105,700 |
| 24% | $105,701 – $201,775 |
| 32% | $201,776 – $256,225 |
| 35% | $256,226 – $640,600 |
| 37% | Over $640,600 |
Your real take-home in the Lone Star State — about $2,967/month. Full 2026 breakdown, step by step.
Read guide →About $76.50 goes to FICA plus federal withholding. See the real per-paycheck math — and why yours may differ.
Read guide →Take-home is about $2,271/month after federal tax and FICA. Complete 2026 numbers, explained simply.
Read guide →Federal tipped wage is still $2.13/hr — but servers really make a median $16.94/hr with tips. State-by-state breakdown.
Read guide →